AB525-ASA1,7,1514 344.33 (2) (b) Subject to the limit under par. (a) for one person, $50,000 because
15of bodily injury to or death of 2 or more persons in any one accident.
AB525-ASA1, s. 10 16Section 10. 344.33 (2) (c) of the statutes is created to read:
AB525-ASA1,7,1817 344.33 (2) (c) Ten thousand dollars because of injury to or destruction of
18property of others in any one accident.
AB525-ASA1, s. 11 19Section 11. 344.55 (1) (intro.) of the statutes, as affected by 2009 Wisconsin
20Act 28
, is amended to read:
AB525-ASA1,8,321 344.55 (1) (intro.) No motor vehicle may be used as a human service vehicle
22unless a policy of bodily injury and property damage liability insurance, issued by
23an insurer authorized to transact business in this state, is maintained thereon. The
24policy shall provide property damage liability coverage with a limit of not less than
25$10,000. The policy also shall provide bodily injury
liability coverage with limits, as

1of the policy's effective date, of at least the minimum liability limits or, if greater,
of
2not less than $75,000 for each person and, subject to such limit for each person, total
3limits as follows:
AB525-ASA1, s. 12 4Section 12. 631.43 (3) of the statutes, as affected by 2009 Wisconsin Act 28,
5is amended to read:
AB525-ASA1,8,76 631.43 (3) Exception. Subsection (1) does not affect the rights of insurers to
7exclude, limit, or restrict reduce coverage under s. 632.32 (5) (b) or, (c) or (f) to (j).
AB525-ASA1, s. 13 8Section 13. 632.32 (2) (am) of the statutes, as created by 2009 Wisconsin Act
928
, is repealed.
AB525-ASA1, s. 14 10Section 14. 632.32 (2) (at) of the statutes, as affected by 2009 Wisconsin Act
1128
, is renumbered 632.32 (2) (a).
AB525-ASA1, s. 15 12Section 15. 632.32 (2) (cm) of the statutes, as created by 2009 Wisconsin Act
1328
, is repealed.
AB525-ASA1, s. 16 14Section 16. 632.32 (2) (d) of the statutes, as created by 2009 Wisconsin Act 28,
15is repealed.
AB525-ASA1, s. 17 16Section 17. 632.32 (2) (e) of the statutes, as created by 2009 Wisconsin Act 28,
17is repealed.
AB525-ASA1, s. 18 18Section 18. 632.32 (2) (f) of the statutes, as created by 2009 Wisconsin Act 28,
19is repealed.
AB525-ASA1, s. 19 20Section 19. 632.32 (2) (g) of the statutes, as created by 2009 Wisconsin Act 28,
21is repealed.
AB525-ASA1, s. 20 22Section 20. 632.32 (2) (h) of the statutes, as affected by 2009 Wisconsin Act
2328
, is renumbered 632.32 (2) (c).
AB525-ASA1, s. 21 24Section 21. 632.32 (4) (title) of the statutes, as affected by 2009 Wisconsin Act
2528
, is amended to read:
AB525-ASA1,9,2
1632.32 (4) (title) Required uninsured motorist, underinsured motorist, and
2medical payments coverages.
AB525-ASA1, s. 22 3Section 22. 632.32 (4) (a) (title) of the statutes, as affected by 2009 Wisconsin
4Act 28
, is created to read:
AB525-ASA1,9,55 632.32 (4) (a) (title) Uninsured motorist.
AB525-ASA1, s. 23 6Section 23. 632.32 (4) (a) (intro.) of the statutes, as affected by 2009 Wisconsin
7Act 28
, is renumbered 632.32 (4) (intro.) and amended to read:
AB525-ASA1,9,138 632.32 (4) (intro.) Every policy of insurance subject to this section that insures
9with respect to any motor vehicle registered or principally garaged in this state
10against loss resulting from liability imposed by law for bodily injury or death suffered
11by any person arising out of the ownership, maintenance, or use of a motor vehicle
12shall contain therein or supplemental thereto the following provisions for all of the
13following coverages
:
AB525-ASA1, s. 24 14Section 24. 632.32 (4) (a) 1. of the statutes, as affected by 2009 Wisconsin Act
1528
, is amended to read:
AB525-ASA1,9,2116 632.32 (4) (a) 1. Excluding a policy written by a town mutual organized under
17ch. 612, uninsured motorist coverage
For the protection of persons injured who are
18legally entitled to recover damages from owners or operators of uninsured motor
19vehicles because of bodily injury, sickness, or disease, including death resulting
20therefrom
, in limits of at least $100,000 $25,000 per person and $300,000 $50,000
21per accident.
AB525-ASA1, s. 25 22Section 25. 632.32 (4) (a) 2. of the statutes, as affected by 2009 Wisconsin Act
2328
, is created to read:
AB525-ASA1,9,2524 632.32 (4) (a) 2. In this paragraph, "uninsured motor vehicle" also includes any
25of the following:
AB525-ASA1,9,26
1a. An insured motor vehicle if before or after the accident the liability insurer
2of the motor vehicle is declared insolvent by a court of competent jurisdiction.
AB525-ASA1,10,53 b. Except as provided in subd. 2. c., an unidentified motor vehicle, provided that
4an independent 3rd party provides evidence in support of the unidentified motor
5vehicle's involvement in the accident.
AB525-ASA1,10,66 c. An unidentified motor vehicle involved in a hit-and-run accident.
AB525-ASA1, s. 26 7Section 26. 632.32 (4) (a) 2m. of the statutes, as created by 2009 Wisconsin Act
828
, is repealed.
AB525-ASA1, s. 27 9Section 27. 632.32 (4) (a) 3m. of the statutes, as affected by 2009 Wisconsin
10Act 28
, is renumbered 632.32 (4) (b) and amended to read:
AB525-ASA1,10,2011 632.32 (4) (b) Medical payments. Medical To indemnify for medical payments
12coverage, or chiropractic payments or both in the amount of at least $10,000 $1,000
13per person for the protection of all persons using the insured motor vehicle from
14losses resulting from bodily injury or death. The named insured may reject the
15coverage. If the named insured rejects the coverage, it need not be provided in a
16subsequent renewal policy issued by the same insurer unless the insured requests
17it in writing. Under the medical or chiropractic payments coverage, the insurer shall
18be subrogated to the rights of its insured to the extent of its payments
. Coverage
19written under this subdivision paragraph may be excess coverage over any other
20source of reimbursement to which the insured person has a legal right.
AB525-ASA1, s. 28 21Section 28. 632.32 (4) (bc) of the statutes, as created by 2009 Wisconsin Act
2228
, is repealed.
AB525-ASA1, s. 29 23Section 29. 632.32 (4) (c) of the statutes, as affected by 2009 Wisconsin Act 28,
24is renumbered 632.32 (4) (a) 3. and amended to read:
AB525-ASA1,11,4
1632.32 (4) (a) 3. Unless an insurer waives the right to subrogation, insurers
2Insurers making payment under any of the coverages under this subsection the
3uninsured motorists' coverage
shall, to the extent of the payment, be subrogated to
4the rights of their insureds.
AB525-ASA1, s. 30 5Section 30. 632.32 (4m) of the statutes, as affected by 2009 Wisconsin Act 28,
6is created to read:
AB525-ASA1,11,167 632.32 (4m) Underinsured motorist coverage. (a) An insurer writing policies
8that insure with respect to a motor vehicle registered or principally garaged in this
9state against loss resulting from liability imposed by law for bodily injury or death
10suffered by a person arising out of the ownership, maintenance, or use of a motor
11vehicle shall provide to one insured under each such insurance policy that goes into
12effect after October 1, 1995, that is written by the insurer and that does not include
13underinsured motorist coverage written notice of the availability of underinsured
14motorist coverage, including a brief description of the coverage. An insurer is
15required to provide the notice required under this subdivision only one time and in
16conjunction with the delivery of the policy.
AB525-ASA1,11,2217 (b) Acceptance or rejection of underinsured motorist coverage by a person after
18being notified under par. (a) need not be in writing. The absence of a premium
19payment for underinsured motorist coverage is conclusive proof that the person has
20rejected such coverage. The rejection of such coverage by the person notified under
21par. (a) shall apply to all persons insured under the policy, including any renewal of
22the policy.
AB525-ASA1,12,223 (c) If a person rejects underinsured motorist coverage after being notified under
24par. (a), the insurer is not required to provide such coverage under a policy that is

1renewed to the person by that insurer unless an insured under the policy
2subsequently requests such underinsured motorist coverage in writing.
AB525-ASA1,12,53 (d) If an insured who is notified under par. (a) accepts underinsured motorist
4coverage, the insurer shall include the coverage under the policy just delivered to the
5insured in limits of at least $50,000 per person and $100,000 per accident.
AB525-ASA1, s. 31 6Section 31. 632.32 (4r) of the statutes, as created by 2009 Wisconsin Act 28,
7is repealed.
AB525-ASA1, s. 32 8Section 32. 632.32 (6) (d) of the statutes, as affected by 2009 Wisconsin Act 28,
9is renumbered 632.32 (5) (f) and amended to read:
AB525-ASA1,12,1710 632.32 (5) (f) No A policy may provide that, regardless of the number of policies
11involved, vehicles involved, persons covered, claims made, vehicles or premiums
12shown on the policy, or premiums paid, the limits for any uninsured motorist
13coverage or underinsured motorist
coverage under the policy may not be added to the
14limits for similar coverage applying to other motor vehicles to determine the limit of
15insurance coverage available for bodily injury or death suffered by a person in any
16one accident, except that a policy may limit the number of motor vehicles for which
17the limits for coverage may be added to 3 vehicles
.
AB525-ASA1, s. 33 18Section 33. 632.32 (6) (e) of the statutes, as affected by 2009 Wisconsin Act 28,
19is renumbered 632.32 (5) (g) and amended to read:
AB525-ASA1,13,220 632.32 (5) (g) No A policy may provide that the maximum amount of uninsured
21motorist coverage or underinsured motorist coverage available for bodily injury or
22death suffered by a person who was not using a motor vehicle at the time of an
23accident is any the highest single limit of uninsured motorist coverage or
24underinsured motorist coverage, whichever is applicable, for any motor vehicle with

1respect to which the person is insured, except that a policy may limit the number of
2motor vehicles for which coverage limits may be added to 3 vehicles
.
AB525-ASA1, s. 34 3Section 34. 632.32 (6) (f) of the statutes, as affected by 2009 Wisconsin Act 28,
4is renumbered 632.32 (5) (h) and amended to read:
AB525-ASA1,13,105 632.32 (5) (h) No A policy may provide that the maximum amount of medical
6payments coverage available for bodily injury or death suffered by a person who was
7not using a motor vehicle at the time of an accident is any the highest single limit of
8medical payments coverage for any motor vehicle with respect to which the person
9is insured, except that a policy may limit the number of motor vehicles for which
10medical payments coverage limits may be added to 3 vehicles
.
AB525-ASA1, s. 35 11Section 35. 632.32 (6) (g) of the statutes, as affected by 2009 Wisconsin Act 28,
12is renumbered 632.32 (5) (i), and 632.32 (5) (i) (intro.), as renumbered, is amended
13to read:
AB525-ASA1,13,1714 632.32 (5) (i) (intro.) No A policy may provide that the limits under the policy
15for uninsured motorist coverage or underinsured motorist coverage for bodily injury
16or death resulting from any one accident shall be reduced by any of the following that
17apply:
AB525-ASA1, s. 36 18Section 36. Initial applicability.
AB525-ASA1,13,2019 (1) This act first applies to motor vehicle insurance policies issued or renewed
20on the effective date of this subsection.
AB525-ASA1, s. 37 21Section 37. Effective date.
AB525-ASA1,13,2322 (1) This act takes effect on November 1, 2009, or on the day after publication,
23whichever is later.
Loading...
Loading...